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Want To Live Your Best Life?

  • Travel to Bali?
  • Learn a new course?
  • Renovate your house?

  • Now you can create savings goals for any of these.
    Start contributing today, and get rewarded for it...all in the app!

    And to take full advantage of your money, Gugu will give you the financial literacy you need, to get you financially confident.

    Learn More
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    Special Features

    Track your goal

    You can see your goal progress as you contribute to your goals.

    Get a Rainy Day Fund

    We automatically set up a rainy day fund for you which is to increase financial security in case of emergencies.


    Get a money buddy

    Gugu will hold your hand throughout your savings journey; she will nudge you when needed, provide you financial literacy & reward you for helping her understand you better.

    Get rewarded

    Your good savings behaviour will be rewarded! The points you earn will give you access to some free stuff!

    Loved By Our Customers

    Gugu is great, we see the potential! I cannot wait to see the kinds of things she can do to help us get financially woke.

    Sis Gcobisa

    Solution Space

    I saw the Akiba App, I really liked it. It is actually a great and needed concept for South Africans, even more so for young professionals.

    Norman Pilusa

    Akiba customer

    Wow the user experience is phenomenal; they took something so boring and made it fun and quirky.

    Paul Kavalieratos

    Akiba customer

    OMG, I've been trying to save to go to New York for the last 3 years, I never had the discipline but now Gugu is keeping me accountable!


    Akiba customer

    Get To Know Us Better

    Currently, when you deposit money into your goal, we convert the money into a virtual token aka 'Virtual Sheep' and the money is then stored in an FNB savings account.

    Gugu the Shepherd then looks after your virtual sheep and when you meet your goal, we convert your virtual sheep back into money.

    In order to access your money, you can process a withdrawal request in app, of either part or all of your goal amount to be paid to your specified bank account.

    *We currently don't offer interest for any goal contributions that are less than 12 months.

    We are making it free for you to save, that means if you put in R100, you will get R100 out. That's right, free!

    For your benefit, we discourage any early withdrawals, BUT, if you happen to withdraw any amount before meeting your goal, we charge a 5% early withdrawal fee.

    Gugu is available 24/7! As an addition, we have actual humans too, that are also available to attend to your queries.

    For further enquiries, contact us: support@akibadigital.com

    Our app is currently offline. We're working on something exciting that we'll reveal soon enough!

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